Owning a car is no longer a luxury, but a relatively common thing. Many of us cannot even do without a car because they have no way of getting to work. But what can you do if you need a car, but your existing one has terminated the service? One possibility is to have it repaired, but it is not always worth it. The second option is to buy a new car, or at least a decent used car. But where to take the necessary finance nowadays, when costs are rising steeply? Quick loan for a new car today.
It is not a shame to borrow money
Did you know that much of the new cars that drivers buy are paid by some form of credit? And you don’t just have to buy new cars this way. You can buy a used car on credit today. There are several possibilities. Probably the most popular form of car loan is leasing, but hand in hand, do you really want to deal with so many limitations? First, in the case of a leasing loan, the vehicle remains the property of the leasing company until its total repayment. Second, especially in operating leasing, you often have mileage limits. And thirdly, the classic leasing can only be bought as good as new cars, typically one to three years old. So it is not affordable. In addition, you have to go through the approval process of a leasing company, and these are sometimes as strict as banks.
This brings us to the second option, which is a classic loan in the bank. Here, while the vehicle gets directly into your hands and is written on you, there is still the risk that your loan will not be approved because of insufficient income or perhaps some older crust in the debtors register.
The third option that offers a solution for all is a non-bank loan for a new car. Although you have certainly heard a lot of bad news about non-banking companies, believe that if you choose a really good provider, you will ultimately be very satisfied.
A really big loan
You can borrow up to 300 thousand dollars, which as a loan for a new car is enough if you just do not want to buy the latest model in the highest equipment. For this amount, but also for lower amounts, you can get very decent used cars, which, if well driven, can sometimes do a better job than a brand new car.
The conditions for getting a loan are very simple. Are you over 18 years old and have not yet reached 65? Can you boast of any regular income? Don’t you owe any more money to the company yet? Do you live permanently in the country and have a valid local ID? Bravo, you’re just one step away from approval – all you have to do is fill in the application.
Type of income? Nobody will investigate. You do not have a classic HPP, but do you earn regular jobs? Or are you temporarily out of work and receiving unemployment benefits? In this case it is not such a problem. Likewise, no one will deal with your past shadows in the form of records in the debtors’ registers.
You can leave tomorrow
If you’ve already looked for your dream car and decided to take advantage of the non-bank loan option, the good news is that if you are approved, you can pick up your new handsome four-wheeler on the second working day. Loan for a new car from lender is very fast and money is sent immediately after approval. Your account will arrive no later than the second business day. This is a big difference from banks and leasing companies, which often take a few days, sometimes even weeks, to deal with.